KOSTYK INSURANCE SPECIALIZES in MEDICARE PART D

* DEDUCTIBLES ? * FORMULARIES ?* 

*CO–INSURANCE VS. CO–PAY ?* 

*COVERAGE GAP * DONUT HOLE* 

*CATASTROPHIC COVERAGE ?*

MEDICARE PART D can be CONFUSING!

Part D Plans change each year and in order to understand these changes we recommend that you talk with an insurance agent.

Kostyk Insurance is there to assist you in navigating through this process. We offer a variety of insurance carriers with prescription plans in your budget, designed to meet your needs.

Mail order is available on most plans!

THE ANNUAL ELECTION PERIOD IS 10/15 UNTIL 12/07 EACH YEAR.

This is the time of the year that you can review your current coverage for changes and compare it to new plans coming out for the next year.

Kostyk Insurance Agency offers a wide variety of Plans & Companies for comparison.

Please call today to get more information and schedule your free review.

KOSTYK INSURANCE SPECIALIZES in MEDICARE PART D

* DEDUCTIBLES ? * FORMULARIES ?* 

*CO–INSURANCE VS. CO–PAY ?* 

*COVERAGE GAP * DONUT HOLE* 

*CATASTROPHIC COVERAGE ?*

MEDICARE PART D can be CONFUSING!

Part D Plans change each year and in order to understand these changes we recommend that you talk with an insurance agent.

Kostyk Insurance is there to assist you in navigating through this process. We offer a variety of insurance carriers with prescription plans in your budget, designed to meet your needs.

Mail order is available on most plans!

THE ANNUAL ELECTION PERIOD IS 10/15 UNTIL 12/07 EACH YEAR.

This is the time of the year that you can review your current coverage for changes and compare it to new plans coming out for this year.

Kostyk Insurance Agency offers a wide variety of Plans & Companies for comparison.

Please call today to get more information and schedule your free review.