Quality Life Insurance is 

Just a Call Away …

Term life insurance, whole life insurance, universal life insurance, variable life insurance, final expense insurance… the list and combinations seem endless. Do you know which life insurance policy type is right for you?

At Kostyk Insurance Agency we can help. Susan understands Florida’s market and regulations and can find the right plan – or mixture of plans – for your specific needs

Term Life Insurance Basics:

  • Coverage for a “term” or period of your life.
  • Lower premiums for higher coverage.
  • Rates can change after specific terms expire.
  • No equity

Whole Life Insurance Basics:

  • Exactly like it says ― permanent, not for a specific period.
  • Protection carries with you your whole life.
  • Can build equity and have cash value.
  • Higher premiums than term life, but can be more valuable later on.

Final Expense

Did you know that funeral expenses can cost more than 10,000? Don’t leave your loved ones burdened by these costs! Plan on helping them take care of your final expenses, outstanding medical bills or debt that you may leave behind. Final expense plans will pay directly to the person you choose and help your family through a difficult time when they are suffering from grief.

We offer affordable plans with limited or No Health Questions.

Children’s Life Insurance

Whole Life Plans are available for their future for as little as $1/week.

Build a cash value for your child or grandchild

College Plans Endowment Life Insurance is available to provide guaranteed money for college. Help them build nest egg and prepare for their future!

“Don’t Wait! Call today for a free quote!”

Prepare now!

With so many options many people find themselves overwhelmed when they receive a Life Insurance quote

Let Kostyk Insurance Agency put together the Right Life Insurance Quote For You

Quality Life Insurance is 

Just a Call Away …

Term life insurance, whole life insurance, universal life insurance, variable life insurance, final expense insurance… the list and combinations seem endless. Do you know which life insurance policy type is right for you?

At Kostyk Insurance Agency we can help. Susan understands Florida’s market and regulations and can find the right plan – or mixture of plans – for your specific needs

Term Life Insurance Basics:

  • Coverage for a “term” or period of your life.
  • Lower premiums for higher coverage.
  • Rates can change after specific terms expire.
  • No equity

Whole Life Insurance Basics:

  • Exactly like it says ― permanent, not for a specific period.
  • Protection carries with you your whole life.
  • Can build equity and have cash value.
  • Higher premiums than term life, but can be more valuable later on.

Final Expense

Did you know that funeral expenses can cost more than 10,000? Don’t leave your loved ones burdened by these costs! Plan on helping them take care of your final expenses, outstanding medical bills or debt that you may leave behind. Final expense plans will pay directly to the person you choose and help your family through a difficult time when they are suffering from grief.

We offer affordable plans with limited or No Health Questions.

Children’s Life Insurance

Whole Life Plans are available for their future for as little as $1/week.

Build a cash value for your child or grandchild

College Plans Endowment Life Insurance is available to provide guaranteed money for college. Help them build nest egg and prepare for their future!

“Don’t Wait! Call today for a free quote!”

Prepare now!

With so many options many people find themselves overwhelmed when they receive a Life Insurance quote

Let Kostyk Insurance Agency put together the Right Life Insurance Quote For You

The Established and Trusted Carriers We Represent

Gerber Life Insurance is a trademark. Used under license from Société des Produits Nestlé S.A. and Gerber Products Company. Copyright ©2024 Gerber Life Insurance Company, White Plains, NY 10605.
We do not offer every plan available in your area. Any information we provide is limited to those plan we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Kostyk Insurance Agency | 5781 Lee Blvd., Suite 208 | Lehigh Acres, FL 33971

Phone: (239) 405-1415 | Email: kostykinsagency@msn.com | Web: KostykInsuranceAgency.com

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